YouTube

🇨🇦 Mortgage Stress Test Changes Good for Canadians 🇨🇦

"Basically it allows you to rate shop at renewal."

Subscribe to the Kelowna Real Estate Podcast on YouTube and your favorite podcast platform.

#podcast #mortgages #mortgagebroker #realtor #realestate #Kelowna

Episode 80: Matt and Taylor are joined by Ashley Ramsay. Ashley, from Kelowna, BC, is running as a MLA candidate in the Kelowna-Mission riding as an Unaffiliated Independent in the upcoming 2024 BC provincial election. As a Founder of Yeti Farm Creative, which has created hundreds of jobs right here in Kelowna, Ashley's strong background in entrepreneurship and tech has made her a leading voice in the region for years. Ashley wants to shift into a new era of politics with real humans in government, who are interested in serving their communities, not themselves.

Ashley is here to discuss:
→ Her background in entrepreneurship and animation, why she's decided to run in this election, the importance of engaging and using your voice as a citizen, and how she's looking to serve her riding of Kelowna-Mission should she win.
→ The lack of stability with the current provincial government, where the parties are polling right now, how candidates in other ridings affect Kelowna, and how Kelowna…

🗳️ Ushering in a New Era of BC Politics 🗳️

"Tell me what you want done, and I will answer the phone."

Subscribe to the Kelowna Real Estate Podcast on your favorite podcast platform.

#podcast #mortgages #mortgagebroker #realtor #realestate #Kelowna

Episode 57: Matt and Taylor are joined by Scott Peckford. Scott is the Founder of BRX Mortgage and the I Love Mortgage Brokering Podcast from Kelowna, BC. Being in the mortgage industry since 2006, Scott has never been scared to take risks and try new things, building multiple successful businesses including the VIP Club and the 10 Loans a Month Training Academy, which makes him one of the most influential people in the Canadian mortgage industry.
 
Scott is here to discuss:
→ How he's managed to build multiple successful businesses and the power of investing in coaching.
→ Why he started his podcast almost 10 years ago and how he's been able to use it as a marketing machine.
→ And what properties he would be scooping up in Kelowna right now in this current market.
 
BRX Mortgage Website: https://www.brxmortgage.com/
BRX Mortgage Instagram: @brxmortgage
Scott Peckford's Instagram: @scottpeckford
ILMB Podcast: https://www.mortgagebroker.podbean.com/
***

OUR SPONSOR
The Kelowna Real E…

Full Episode Here: https://youtu.be/njsjsvY0sxM

Episode 79: Matt and Taylor are re-joined by Dean Desrosiers. Dean is an Owner/Partner, Broker, and Coach at Century 21 Assurance Realty Ltd. from Kelowna, BC, which has been ranked one of the top 5 Century 21 franchises in all of Canada since 2019. Dean entered real estate in 2008 and since joining Century21, he has achieved Centurion® status each year. In 2018, Dean became a certified real estate coach and was elected to the Okanagan Mainline Real Estate Board (OMREB) of directors. He coaches licensed agents and conducts training seminars regularly for Realtors and real estate investors, helping agents achieve their goals and live a great life. 

Dean is here to discuss:
→ The expansion of Century 21 Assurance Realty, their local office model, and how having a known brand behind you can help an Agent.
→ What absorption rates are and where they're trending, timing the market, the disconnect between government and what buyers want, and …

📊 Make Your Own Opportunities with Data 📊

"Oh, even a dumb broker like me knows it was underpriced."

Subscribe to the Kelowna Real Estate Podcast on your favorite podcast platform.

#podcast #mortgages #mortgagebroker #realtor #realestate #Kelowna

👍🏽 CMHC Changes Benefit Kelowna 👍🏽

"There is that, kind of, in the background that hasn't really been discussed, but I think that's a really important piece to this."

Subscribe to the Kelowna Real Estate Podcast on YouTube and your favorite podcast platform.

#podcast #mortgages #mortgagebroker #realtor #realestate #Kelowna

Episode 79: Matt and Taylor are re-joined by Dean Desrosiers. Dean is an Owner/Partner, Broker, and Coach at Century 21 Assurance Realty Ltd. from Kelowna, BC, which has been ranked one of the top 5 Century 21 franchises in all of Canada since 2019. Dean entered real estate in 2008 and since joining Century21, he has achieved Centurion® status each year. In 2018, Dean became a certified real estate coach and was elected to the Okanagan Mainline Real Estate Board (OMREB) of directors. He coaches licensed agents and conducts training seminars regularly for Realtors and real estate investors, helping agents achieve their goals and live a great life. 

Dean is here to discuss:
→ The expansion of Century 21 Assurance Realty, their local office model, and how having a known brand behind you can help an Agent.
→ What absorption rates are and where they're trending, timing the market, the disconnect between government and what buyers want, and what needs to change in Kelowna's infrastructure.…

🤔 Downtown Kelowna Housing Doesn't Make Sense 🤔

"We have a lot of towers downtown, yet we don't have a shopping centre downtown."

Subscribe to the Kelowna Real Estate Podcast on your favorite podcast platform.

#podcast #mortgages #mortgagebroker #realtor #realestate #Kelowna

Subscribe to the Kelowna Real Estate Podcast on your favorite podcast platform.

#podcast #mortgages #mortgagebroker #realtor #realestate #Kelowna

Why are we wasting resources in BC for construction of more hotel buildings?

Apartment buildings could be mixed-use for short-term rentals/hotels, and of course supportive housing.

If hotels are wanting to convert to long-term housing in the future, they couldn't because they would need extensive renovations to do so, costing even more money.

Subscribe to the Kelowna Real Estate Podcast on your favorite podcast platform.

#podcast #mortgages #mortgagebroker #realtor #realestate #Kelowna

The full impact of mortgage rate increases has yet to be felt, even if we ease up.

Subscribe to the Kelowna Real Estate Podcast on your favorite podcast platform.

#podcast #mortgages #mortgagebroker #realtor #realestate #Kelowna

Increasing rates is done in order to reduce demand.

When you see inflation on necessities like food and shelter, what are you going to do to reduce demand?

Inflating prices on necessities doesn't reduce demand, it reduces people's ability to get what they need.

Because of Canada's size and how spread out the population is, we have to accept that things will be more expensive here. But more needs to be done to address the issue of inflation.

Subscribe to the Kelowna Real Estate Podcast on your favorite podcast platform.

#podcast #mortgages #mortgagebroker #realtor #realestate #Kelowna

Full Episode Here: https://youtu.be/3u2ph1NGHt8

Episode 78: Matt and Taylor are joined by Stephen Johnston. Steve is from West Kelowna, BC, and over the past 6 years has served as both a West Kelowna City Councillor and a Director with the RDCO, where he topped the polls in the last two elections while working full-time in construction. Formerly of the BC United Party and now as an Independent MLA, Steve can represent the community without party constraints, ensuring true accountability in government. This is a unique opportunity to restore balance in the legislature and move beyond the divisive party politics that have harmed the province and its communities over the past decade.

Steve is here to discuss:
→ What happened with the BC United Party, the split vote narrative, how the Conservative Party gained so much ground, if these decisions were necessary, and what will happen to BC United moving forward.
→ The uniqueness of this years provincial election, what makes this years inde…

🤝 Opportunity for the Kelownas with Independent MLAs 🤝

In the previous provincial election, the Green Party and their 3 seats held the balance of power, and as a result they managed to get a lot of things they wanted for their support on legislation.

With 8 Unaffiliated Independents running, they could be the ones to hold the balance of power this year, and get more leverage on things they want for their ridings.

And being Independent, they have no strings attached to party lines holding them back.

Subscribe to the Kelowna Real Estate Podcast on YouTube and your favorite podcast platform.

#podcast #mortgages #mortgagebroker #realtor #realestate #Kelowna

❗️️ Why 2024 BC Independents Are Unique ❗️

Usually Independent candidates come from a pretty fringe perspective. Potentially dissatisfied with government or Libertarian, with limited funding for campaigns.

Most of the Independents this year are actually Unaffiliated Independents, formerly of the BC United Party.

These candidates have been rigorously vetted by the official provincial opposition party, who have also been accepted by elections BC.

Subscribe to the Kelowna Real Estate Podcast on YouTube and your favorite podcast platform.

#podcast #mortgages #mortgagebroker #realtor #realestate #Kelowna

🗳️ "Split Vote" Excuse Hinders Democracy 🗳️

"Split vote" is a really convenient phrase that softens the blow of taking away a voters choice, but what it's doing is trying to be an excuse to shuffle votes a certain way.

Isn't democracy about choice? And if so, does 1 person have the power to drop a bomb and take away the choice of a voter by eliminating candidates?

This is essentially what happened with Kevin Falcon and the BC United Party. Using "split vote" as an excuse to take away candidates and therefor, a voters choice.

Subscribe to the Kelowna Real Estate Podcast on YouTube and your favorite podcast platform.

#podcast #mortgages #mortgagebroker #realtor #realestate #Kelowna

Episode 78: Matt and Taylor are joined by Stephen Johnston. Steve is from West Kelowna, BC, and over the past 6 years has served as both a West Kelowna City Councillor and a Director with the RDCO, where he topped the polls in the last two elections while working full-time in construction. Formerly of the BC United Party and now as an Independent MLA, Steve can represent the community without party constraints, ensuring true accountability in government. This is a unique opportunity to restore balance in the legislature and move beyond the divisive party politics that have harmed the province and its communities over the past decade.

Steve is here to discuss:
→ What happened with the BC United Party, the split vote narrative, how the Conservative Party gained so much ground, if these decisions were necessary, and what will happen to BC United moving forward.
→ The uniqueness of this years provincial election, what makes this years independent candidates different, navigating election…

Since the short-term rentals legislations came into effect, real estate agents have been noticing much less pre-sales for studios and one bedrooms coming through, even though data is showing that the biggest need is for studios and one bedrooms.

It's come to light that the data has actually been skewed, because of the amount of purchases made for investments, rather than for people to actually live in units.

Subscribe to the Kelowna Real Estate Podcast on your favorite podcast platform.

#podcast #mortgages #mortgagebroker #realtor #realestate #Kelowna

Episode 58: Matt and Taylor are joined by Patrick Francey. Patrick is the CEO of the Real Estate Investment Network (REIN) and a multi-business owner from Edmonton, Alberta. Patrick brings over 40 years of expertise to the show and is considered a luminary in real estate investment education, entrepreneurship, personal and professional development. A gifted speaker and coach, he is also the host of "The Everyday Millionaire" podcast, and one of Matt's influences in real estate.
 
Patrick is here to discuss:
→ How REIN teaches Canadians to invest in real estate and the similarities successful investors have with top performing athletes.
→ The driving factors of real estate markets, when the worst time is to buy real estate, and what an investors job actually is.
→ New legislation being tabled in BC about "vacancy control" and the need for more market-driven pricing as opposed to government intervention like Alberta.
 
Real Estate Investment Network (REIN) Website: https://www.reincanad…